Personal Checking


FCB Checking:

With online statment - no monthly fee
With paper statement - $2.95 per month

Club Checking:

Advantage Checking $6.00 per month
Includes free accidental death insurance, free club checks, free personal money orders, free travelers checks, no charge for stop payments, free fraud assistance and cash rewards. Email Peggy for more details.


Secure Advantage Checking $8.00 per month
Includes free accidental death insurance, free club checks, free personal money orders, free travelers checks, no charge for stop payments, free ID theft insurance with fraud assistance, free triple bureau credit reports and cash rewards. Email Peggy for more details.


Interest Bearing Checking

Premier Checking
$100 minimum balance to open
Min. Daily Balance Interest Rate Monthly Fee
$1,000 - Above Varies None
$100 - $999.99 Varies None
$0 - $99.99 Varies 7.50

Includes free accidental death insurance, first order checks free, free personal money orders, free travelers checks, no charge for stop payments, free fraud assistance, and Premier Club travel opportunities. Email Mary Ann for more details.

Premier Plus Checking
Min. Daily Balance Interest Rate Monthly Fee
None Varies $4.00

Includes free accidental death insurance, first order of checks free, free personal money orders, free travelers checks, no charge for stop payments, free safe deposit box, free identity theft insurance with fraud assistance, free triple bureau credit reports and Premier Club travel opportunities. Email Mary Ann for more details.




First Super Now Checking

$500 minimum balance to open

Min. Daily Balance Interest Rate Monthly Fee
$25,000 - Above Varies None
$2,500 - $24,999.99 Varies None
$1,000 - $2,499.99 Varies None
$500 - $999.99 Varies $5.00
$0 - $499.99 Varies $6.00

No service charge if average balance equals or exceeds $5000.00 or a *compensating balance equals or exceeds $10,000.00



First Money Market Checking

$500 minimum balance to open

Min. Daily Balance Interest Rate Monthly Fee
$50,000 - Above Varies None
$25,500 - $49,999.99 Varies None
$1,000 - $24,499.99 Varies None
$500 - $999.99 Varies $5.00
$0 - $499.99 Varies $6.00

No service charge if average balance equals or exceeds $5000.00 or a *compensating balance equals or exceeds $10,000.00

Online Banking



Mobile Banking




Site Deisgn Provided by Innovations Branding House, Paducah, KY